Personal Finance and Purchases

Forget complicated paper work and long procedures. Get all the personal financing you need hassle-free.

We offer personal financing tailored to your individual needs

Getting cash with Naqdi is easy

Thinking about getting a new car? New furniture? Or even getting married? Whatever your desires, you no longer have to wait. Get up to SAR 250,000 instantly with Quara Finance and pay back in convenient installments.

 

Naqdi

Enjoy fast and easy financing for all your personal needs

The benefits:

  • Financing up to SAR 100,000
  • Quick and easy approval process
  • Repayment period of up to 5 years
  • All nationals and residents in Saudi Arabia qualify
  • No administrative fees
  • Sharia Compliant
  • Sponsorship not needed
  • Salary transfers not needed

The conditions:

  • Good Credit history
  • According to the Central Bank of Saudi Arabia, a guarantor must be added if financing amount is more that SAR 100,000
SectorSalaryGuarantorServiceMin. AgeMax. Age
(At final
installment)
TenureMin.
Finance
Max.
Finance
Military (Officers)5000 SARNO6 Months21 yearsDepends on the rank60 Months5000100000
Military (Non officers)6 Months25 yearsDepends on the rank100000
Saudi (Government & Private) 3 Months21 years60 years100000
Retirees//70 years50000
Non Saudi (Government & Private) 24 Months25 years50 years100000

* Terms and conditions apply

Required Documents:

  • A valid National ID / resident ID
  • A completed financing application form
  • For a Saudi government employee: proof of income for a period not exceeding 90 days
  • For a resident government employee: proof of income for a period not exceeding 30 days
  • For private sector employees: proof of income for a period not exceeding 30 days
  • Account statement showing salaries for the last 3 months
  • Certificate of terms and wages for private sector employees

Tasawwaq

Anything you want now? Or is there a show you just don’t want to miss? Shop from our extensive network of retailers with Tasawwaq Financing and pay back later in easy and convenient monthly installments. No down payment or guarantor necessary!

The Benefits:

  • Financing up to SAR 100,000 (depending on partner retailer)
  • Quick and easy approval process
  • Repayment period of up to 3 years
  • All nationals and residents in Saudi Arabia qualify
  • Sharia Compliant
  • Sponsorship not needed
  • Salary transfers not needed

SectorSalaryServiceGuarantorMin. ageMax. ageTenureMin. financeMax. finance
Retirees5000 SAR-NO-70 Years36 Months2500 SAR100000 SAR
Military (Officers)6 Months21 YearsDepends on the rank
Military (Non officers) 6 Months25 YearsDepends on the rank
Saudi (Government & Private)3 Months21 Years60 Years
Non Saudi (Government & Private) 24 Months25 Years50 Years

* Terms and conditions apply

Required Documents:

  • A valid National ID / resident ID
  • A completed financing application form
  • For a Saudi government employee: proof of income for the last 3 months
  • For private sector employees: proof of income for the last month
  • For the public sector: Account statement showing salaries for the last 3 months
  • Certificate of terms and wages for private sector employees
  • Partners

    To learn more, call us on this number

    8001188999

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